Description of Revolut: Spend, Save, Trade

Join the 35+ million customers worldwide who use our app to spend, send, and save smarter.

Make your spend, well-spent

Pay any way, with physical cards, virtual cards, single-use virtual cards for extra protection, Google or Apple Pay — you name it
Spend abroad like a local with great exchange rates (fees additional to the rate provided may apply)
Access 55+ K in-network ATMs worldwide with no fees
Easily track and analyse your spending
Link your external bank accounts to Revolut to stay on top of all your spending in one place
Design a physical card you vibe with (fees may apply). Want to add a little luxury? Upgrade to a Metal plan for a shiny steel card

Set your kids up for financial success. Get them a free Revolut <18 account, with their own card, so they can learn about money in a safe and fun way

Send money near, far, wherever they are

Request or send 25+ currencies with a tap to anyone, anywhere
Chat, send, and receive money, in one place. Whatever your plans, transfers are almost instant between your Revolut friends with P2P payments
No more awkward money talk! Split and settle bills in one place. You can even share a fun GIF to diffuse any tension

Save the interest-ing way

Grow your money with up to 4.25%* APY with Savings Vaults, Access your savings whenever you need to, with zero penalties or fees
Build your savings effortlessly — set up recurring transfers and round up spare change to stash cash

Explore Stock Trading (capital at risk)

Start trading stocks from $1 (other fees may apply)
Choose from 2,000+ stocks to invest in some of the world's most popular companies
Enjoy no-commission stock trading within your monthly allowance (other fees may apply)
Access our trading learn courses and quizzes

Stock trading services are provided by Revolut Trading Ltd (FRN: 832790), an appointed representative of Resolution Compliance Limited (FRN:574048) which is authorised and regulated by the Financial Conduct Authority (FCA).

End the overspend

Get instant spending notifications to keep track of every payment
Use smart budgeting and analytics tools to stop wondering where your money went, and start telling it where to go
Worried about missing upcoming payments or subscription charges? Don’t be — we’ll notify you beforehand

Looking to go even further? Upgrade to one of our paid plans to get exclusive cards, more benefits, and even cooler perks. Pick the plan that’s right for you: Premium or Metal (Paid Plan T&Cs and subscription fees apply).

Unlock security features that you control

Freeze and unfreeze your card in a tap
Use single-use cards with new details generated each time you use it, for an extra layer of protection
Set spending limits and get notifications to keep track of your money

How we protect your money


Our sophisticated fraud prevention system flags high-risk transactions and pings you an alert, so you can spot scams, and nip ‘em in the bud
It’s our business to protect your data, and we take it seriously. Extensive identity verification keeps sign-ups secure, and your account is protected with passcodes and biometrics
We’re available 24/7 via our in-app customer support

See Terms & Conditions for details. Revolut is a financial technology company. Banking services provided by Metropolitan Commercial Bank (Member FDIC)

*The highest APY is available to users on a Premium or Metal plan. Annual Percentage Yield (APY) is a variable rate and subject to change. These APYs are accurate as of October, 20th, 2023. Monthly fees apply for Premium and Metal plans. Terms and Conditions Apply. No minimum amount required. Savings Vault services provided by Sutton Bank, Member FDIC

Revolut Ltd (No. 08804411) is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference 900562). Registered address: 107 Greenwich Street, 20th Floor, New York, NY 10006