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ONE - Mobile Banking

ONE Finance, Inc.
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500K

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4.7 (23500 评论)
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Description of ONE - Mobile Banking

An app that helps you save, spend, and grow your money – all in one place.

Open an account for free today – with no impact to your credit score.

ONE is a financial technology company, not a bank. Banking services provided by Coastal Community Bank, Member FDIC. Approved accounts are FDIC insured up to $250,000 per depositor. ONE card is issued by Coastal Community Bank pursuant to licensing by Mastercard® International.

NO MONTHLY FEES
• No monthly fees* or minimum balances.

SEND MONEY TO FRIENDS
Send and receive money instantly with One to One. Just search, select, and pay anyone with a ONE account.

A BETTER GAIN PLAN
• Earn 5.00% APY on your Savings balances, with eligible deposits up to $250,000. Plus, receive 1.00% APY on the rest of your savings balances.^

3% CASH BACK AT WALMART
• Earn 3% cash back at Walmart with eligible deposits, up to $50 a year. Terms apply.‡

CASH REWARDS
• Earn cash back for shopping at some of your favorite brands. Cash back is added to your savings.>

FREE OVERDRAFT PROTECTION
• Up to $200 with eligible direct deposits**

EARLY PAYDAY.
• Get your paycheck up to 2 days early.+

ADD OR TAKE OUT CASH FOR FREE
• Use your ONE debit card at any Walmart cashier, MoneyCenter, or Customer Service desk with no fees.
• Use your in-app barcode to take out cash for free at any Walmart MoneyCenter or Customer Service desk when you have eligible direct deposits.***
• Use 55,000+ Allpoint ATMs for free with eligible direct deposits.++

*For ONE Retail Cards purchased at an in-store retail location, a $5 ONE Retail Card fee will be applied 15 days after purchase and then every month until you apply for a ONE account, are approved, and make an additional deposit.

^ 5.00% annual percentage yield (APY) applies to the primary Savings pocket and custom pockets of customers who either (i) received $500 or more of eligible direct deposits in the previous month or (ii) have a total daily account balance of $5,000 or more. Customers can also earn 5.00% APY on Pay Autosave and ONE@Work Save balances. In all instances 5.00% APY is limited to a total Savings balance of up to $250,000. All other Savings balances will earn 1.00% APY.

APYs are as of 9/28/2023, but may change at any time before or after account opening. Fees may reduce earnings on this account.

^^Based on the FDIC's National Deposit Rate for Savings as of July 17, 2023. See FDIC website for more information.

‡To receive 3% cash back, eligible customers (at the time their purchase settles) must (a) have received $500 or more of eligible direct deposits in the previous month, or (b) have a total account balance of $5,000 or more 3% cash back is limited to up to $50 per year and applies only to purchases made at U.S. Walmart locations and on Walmart.com. This promotion may not be combined with other ONE promotions that offer cash back on purchases at Walmart. Terms Apply. See ONE.app/promo-terms

>Cash back can be earned through the Cash Rewards Program. Terms apply. See one.app/rewards.

**With eligible direct deposits totaling at least $500 in the previous month. Must be 18 or older to receive overdraft protection. Overdraft balance is due right away. Transactions eligible for overdraft protection are determined by ONE.

+Direct deposit may be available up to 2 days in advance, but depends on when the employer sends paycheck data.

***Barcode withdrawals are free with eligible direct deposits totaling at least $500 in the previous month, otherwise a $3 fee per transaction applies. Debit card withdrawals are free at any Walmart Money Center or Customer Service desk.

++Allpoint Network ATM transactions are fee-free for accounts with eligible direct deposits totaling at least $500 in the previous month. For all other ATM transactions the ONE ATM Fee will apply and third-party ATM fees may be incurred.

Additional terms may apply. To see full account and promotion terms and conditions, visit www.one.app/terms or call (855) 830-6200.

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这些评论和分数来自于谷歌商店用户.

4.7

23500 评论
5
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Heath Robinson
I switched to One after Simple was reabsorbed by its parent company. I did a bit of research and tested two other banks before I found One. I emailed support asking a few questions before I signed up and they were quick to respond and super helpful and friendly! The transition has been smooth, a lot of the features available with One are similar to Simple. The Shared Pocket feature is awesome for when you have roommates. I wish there wasn't a character limit for reviews, I could go on and on.
K J
I loved this app. Past tense. ONE totally obliterated their app back in September, stripping it of all its features, like virtual cards, overdraft, and even a running balance. All gone. They also switched from an email/password login to text verification as to make their app unlinkable through plaid. Now it's buggy and shady. This app is trash. Don't bother.
Michael Hayworth
This bank is only getting worse. I enjoyed it for a while, the pockets feature was cool, the credit builder card was great, and the interest rates were great. Now they've removed or kneecapped all those features. Who knows what's next. Also the new app design is horrendous and makes it harder to know where my money is and how much I have. I used to recommend this bank to my friends, now I recommend you look elsewhere, I know I am.
Mariah Houser
Switched over several months ago and LOVED One! Just about everything was perfect and I felt on top of the world taking charge of my finances, being so responsible. This latest update sucks. 🙃 It's not even an update, literally nothing is improving. Honestly, it's just a downgrade. 👎🏼 Assigning the card to a specific pocket was everything to me, to help me keep my budgets. Now they've removed that feature (and others) which will make it so much more of a hassle to stay on track.
Caz
Dear Lord, the new app looks horrible. It's all big and cartoonish, no way to organize pockets, same ugly icon near all the pockets. They also removed the auto-save feature, which was a major draw for me and a pretty basic feature most other mobile banks have. All they've done lately is remove features. It's been over a year and there's still no basic search tool so I can easily find past transactions. What a mess. I hate this and will be searching for a new banking app.
Jacob
App is great, and the banking experience has been good so far. Liking the separate account numbers for pockets and being able to assign the card to specific ones. The only thing I would change is to add a widget so you can easily keep track of your balance. Please add a current balance widget or a customizable widget where you can choose which pockets to show!
Ibrahim Noppsy
ONE can't even call itself a bank. Like a lot of others, I went to One after Simple closed. For years, it was great. Not as good as Simple, but very close. Since Walmart acquired them though, it's gotten worse and worse. Every couple of months, a feature gets removed. Now, someone wrote me a check and you just can't deposit checks anymore - you need to transfer it from an external account. Why bother with ONE and not just the external account at that point?
NICOLE cON
Like many, I came from Simple. So far I like the similarities ONE has when it comes to budgeting and user-friendly accommodation. I did have a little issue with notifications, but I uninstalled and reinstalled the app and it seems to be working now (Android User). A couple of things to request to make this the next top tier in mobile financing: 1. Dark Mode (Many people mentioned this, but I'll be another one) 2. Widget for Home screen - It would be great for a quick view of balances for your account. Because you have more than one option for accounts, it would also be great to have a customizable setting for default views of either SPEND, SAVINGS, or Specialized pockets. 3. 4-digit MOBILE pin login instead of Password/email login. This is faster than entering both the email and password, and can be offered as an alternate security login for users. 4. Please change the account values from Total Cash to SPEND for the main balance shown. It can be confusing when looking at the Total Cash front and center when it's containing values from Savings and other pockets. Those are separate from spend and therefore shouldn't count as available to spend. I haven't set up my direct deposit as of now, but when I do, I'll do an update on my final review. I know this is all fairly new, but I do hope my requests are taken into consideration. Thank you!
Aaron Marohl
Another former Simple customer here. As others have mentioned, the app is a little too simple [no pun intended], but it gets the job done. Hopefully mobile check deposit launches soon and it'd be nice to have customizable notifications. It seems to be all or nothing at the moment. I don't need to be notified for spending $10 at Chipotle, but would like to know when a large transfer or paycheck deposits.
Christopher Larson
Major step backwards in terms of the UI on the latest update. Not a fan. Recent annoyance. Transferring funds between pockets doesn't default the "from" pocket to the one you're in when you initiate the xfer. It's defaults to my savings, so I have to remember to change that before the xfer otherwise I have to then go and move money twice. Yes, I should double check, but this is an easy convenient fix that I'm certain hasn't always behaved this way
Roy C
Update: I left One at the beginning of the year. Put my savings at Vio Bank at 4.8% APY, and went back to a brick and mortar bank for checking. One was great at first. Then they changed their features and app. Then they were bad. *end of update* Please go back to the old app. This new one is awful. Also, please restore the old features (sharing spend pockets, auto save, etc.). I really liked One, and I really don't want to go through the hassle of changing banks again.
Avery Meijer
Absolutely love this app and it's functions. There are definitely a few things missing - a dark mode is very needed (AMOLED mode would be even better!), a way to add profile photos to your account, and, this is the biggest - the ability to auto distribute money to pockets. So to pay bills, it automatically puts an X amount thst I set that would cover my bills entirely! I would LOVE to have more than one card design - I have the second card design and it is so l, so much better than the new one.
Jorge R (YoosRNaym)
When I started using ONE, its main draw was the pocket system and the ability to switch the debit card to whatever pocket I wished. Now, not only is that gone, but so is autosave and half of what made ONE different from any other bank. On top of all this, the UI has changed from something slightly restrictive but serviceable to completely oversimplified and difficult to navigate. At this point, the only reason I have to keep using ONE is the fact that pockets can still be shared with others.
aaron anderson
I despise the new design. Now a very cringe trying to be modern and hip design with generic colors to be boot. Before it had a great UI unique colors(yellow and black I honestly can't think of anyone else who used that in banks). Now all the pockets are super cluttered and way to close together. I might just switch back to my credit union if it doesn't go back now it used to be within a month or two.
Robert Getch
When one started some things were missing like mobile check deposit, a way to send a one time check, etc. They got better and added features all the time. Then Walmart purchased them and they have regressed significantly, removing features they added, removing features they started with, lowering rates, and generally making things worse. The app is also more unreliable then ever. Stay away.
Joshua Romualdo
I transitioned to this bank about a month ago from Simple (RIP) in pursuit of an experience that is similar/better than the bank I used before. This bank has some really useful features such as auto-save and 'pockets,' which I adore. The only issues I have is that the app experience is not as fluid as I liked it to be. Finding an ATM feature is disasterly difficult to use, interface is a little too simple, and others. This bank is in no way bad, but being online only, it needs an amazing app.
Steven Holt
1 step forward, 2 steps back. The last version of the app had ok UI, a little cluttered, but it worked just fine. This "new" version is more streamlined, but only when I can actually log-in. It seems like every other time I try to get my balance, (because the ONE widget is no longer to be found, -2 points for inconvenience) I get an error of some kind. Either there's no text message with 1 time code or the app just rejects my password. I have no serious complaints with ONE banks. Fix the app!
Jarrett Simonds
Horrible! Be careful! Had this account for 2 years, then all of a sudden they closed it while I was in the hospital. No chance to reopen, or anything. Support is ONLY via Chat, and even then it takes FOREVER to deal with minor, simple things. There are far better, more reliable and beneficial Financial/Banking/Credit Building apps out there! Personally, I switched to GrowCredit, Cred.ai, and STEP Card. I've seen my credit score jump, & STAY more than 82 points across all three bureaus w/them!

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此应用程序通过了病毒、恶意软件和其他恶意攻击的安全测试，不包含任何威胁.

ONE - Mobile Banking - APK 信息

最新版本:
包名: com.onefinance.one
安卓兼容性:
开发者: ONE Finance, Inc.
隐私政策: https://static.one.app/terms-and-conditions/privacy-policies/9/PrivacyPoliciesAndNoticesCombined.html
名称: ONE - Mobile Banking
大小:
下载量: 500K
版本:
发布日期:
包名: com.onefinance.one
开发者: ONE Finance, Inc.